Are you looking for someone to help you learn?

Financial planners, coaches and investment advisors vary greatly.  I help YOU learn about your finances and take control, rather than ‘delegating’ it to someone else.

The Live, Learn, Plan

Modular Financial Planning Process

Rather than just create a plan for you that sits on your shelf, we work together through an iterative, modular financial planning process.  In plain language, that means we develop the plan with you, piece by piece, and make adjustments and improvements over time.  Effectively, we meet for an hour each month, look at where you are, and make progress on 1-2 areas each month.

Focus areas include: (modules)

  • Cash Flow and Money Management (budgeting)
  • Goal Setting and Planning
  • Debt Management
  • Career Planning (including employee benefit analysis)
  • Small Businesses and Side-Gigs
  • Student Loan Repayment and Future Education Plans
  • Investing and Saving
  • Retirement including Social Security and Medicare
  • Insurance (life, disability, long term care, and more)
  • Tax Planning
  • Estate Planning
  • Caring for Others (elderly parents and other family members)

I help you with your investing by providing Advice-Only.  That means I don’t take it over, you learn how to mange it yourself.  

Its All About You

Together we set a priority list for the focus areas with the intent to touch on each of the areas across the year.  I ask you to list your priorities (where to start) when we start.  Reality is that as your financial planner and coach I may see some priorities that need to shift, but that it is a partnership.  For example, I have yet to meet someone who is excited about tax planning, but it is a part of just about every decision you make.

The result is twofold: you improve your behavior with money and finance, and you have a plan to achieve your goals and dreams.  Most of succeeding with money is based on your behaviors rather than money (as much as 80% or more) rather than the behavior of your money (investing and the like).  In the end you have a ‘living’ financial plan.  Here is an example financial plan.

Our guiding principle is that you need to understand the decisions you are making before you take any actions.  I am here to help you learn and guide you through the process, not to take it over from you.  It is your money, you need to understand what it is doing (and how it impacts your goals and dreams).

All of this is completed 1 hour at a time.  We meet for an hour via Zoom and work together to make the plan in our RightCapital program.  RightCapital allows you to see your progress in real time and will even allow us to run 1000s of simulations to see how any change will likely impact your future.  You schedule a time that works for you at https://calendly.com/coachdrjay/60min

Privacy Policy

ADV

Live, Learn, Plan, LLC (“Live, Learn, Plan”) is a registered investment advisor offering advisory services in the State(s) of Mississippi and in other jurisdictions where exempted.  Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by Live, Learn, Plan in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Live, Learn, Plan, unless otherwise specifically cited.  Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness.  All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.